The Easiest, Cheapest, Most Effective Way to go Green

Being green isn’t always easy. There’s a million products and services claiming to be green, many just greenwashing, and knowing where to put your money is tough. But starting with the biggest sources of greenhouse gas emissions makes a lot of sense.

Electricity and heat generation created 41% of fossil fuel related carbon dioxide emissions in 2010. The average home uses 1000kWh hours of electricity per month, which generates 12420 lbs of CO2 for a PSE customer (PSE is a large Washington state energy utility). PSE power is actually greener than many other electricity providers as about a third of the power is hydro, but the other two thirds is mostly coal and natural gas.

While getting solar panels on your roof is a great solution, it isn’t viable for everyone – you may not get enough sun, have an HOA, live in an apartment, etc.

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Is the Kia Niro worth the price premium?

The Kia Niro is a new subcompact crossover with a class leading up to 51mpg average fuel economy. But it also costs more than other subcompact crossovers – leading to the obvious question of is the Niro worth paying more for?

Niro Overview

The Niro is a stealth hybrid – a hybrid that looks and drives like a normal crossover. If you’ve driven a Prius, you’ll get what I mean – the older models drive like a washing machine and they all look weird. Kia’s choice to make the Niro a crossover certainly will broaden the appeal. Continue reading

Can a Smarthome Save Energy and Money?

When it comes to new tech I’m half gung-ho about new technology and half Luddite. I hate being the early adopter suffering through half-baked new technology. Having said that I got the SmartThings system nearly three years ago – very early in the smarthome trend. While the early years were rough, without question I can say a smarthome has been a money saver and comforting when away from home.

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Meatless Mondays Costco Lentil Pasta

Pasta wasn’t often on my menu before last year’s trip to Italy where I learned two things – how to make a sauce not from a jar and how to eat pasta without a crazy carb load. I’ve tried many alternative pastas (shirataki noodles, zoodles, spaghetti squash, etc) but most left me disappointed (texture, flavor, etc) and hungry…and in the case of shirataki noodles, very gassy. On the other hand lentil pasta has great texture, flavor, and is far more satiating than normal pasta.

Lentil pasta is simply pasta made from lentil flour – gaining the high protein and high fiber benefits of lentils in delicious pasta form. For example a 3.5oz serving of Ancient Harvest POW Green Lentil Penne has 12 grams of fiber and 25 grams of protein – so it can keep even a hungry omnivore like myself full. Continue reading

Optimize for the common case

One of my best lessons from my computer science education was the phrase “optimize for the common case.” This was originally in the context of developers wasting time optimizing code – but with little net effect either because the occurrence didn’t happen nearly as as expected often or when it did happen the impact was far smaller than expected.

This adage works however for a lot in life. Take the concept of the guest room, I used to have one and it got used less than once a year. But I still paid mortgage, taxes, heat, etc for this space. Not a good optimization for the common case of being empty – especially when a hotel is close and an air mattress can go in the living room.

Similarly with cars people tend to optimize for odd cases like road trips or the occasional hauling of something large. But no vehicle does everything well. Trucks are great at hauling but expensive to lease/buy, expensive to fuel, and difficult to park in urban environments. Fuel efficient vehicles are often cheaper to lease/buy, cheap to fuel, and easy to park but lack the ability to larger move stuff. EVs are sometimes cheaper to lease/buy, incredibly cheap to run, but limited in range. But for most of us the real common case is commuting five days a week and 68% of Americans commute less than 30 miles daily round trip. The smart money is to get the car you need for the common case and borrow/rent when you need something different.

The point is people tend to make buying decisions more on the uncommon case than the common case, but this behavior often bears significant cost, and the problem could be solved easily though other means.

Why You Shouldn’t Buy Cars In Cash (and ignore the finance gurus)

This is part two on buying vs leasing cars. In the first installment we looked at getting a loan vs a lease. I recommend reading that post first if you haven’t as we’ll reference costs better explained in that article.

Rather than get a car loan or lease – a number of finance gurus think you should save up and buy cars in cash.

While the pain of writing a check for your dream car may temper your spending, with a bit of impulse control and math you’ll see buying a car in cash isn’t a great idea.

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Why You Should Lease a Car (and Ignore the Finance Gurus)

I got into a debate the other day about leasing vs buying cars. While most people were in the anti-leasing camp, I have to dissent IF (and its a big if) you do it right. By the way, this topic is 100% about finances, not at all about being eco friendly.

Now right off the bat I’ll say a lot of links were shared to “personal finance gurus” like Natalie Bacon and Dave Ramsey. These links were nonsensical at best (Ms Bacon’s main argument against leasing and for buying is because you should accumulate assets that go up in value, though cars do the opposite) and I’ll argue also offer financially poor advice.

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Chinook Book Now At Costco

The Chinook Book is like the Entertainment Book for the eco friendly crowd. Coupons galore for local groceries, restaurants, home goods, and activities.

Every year we’ve saved hundreds on everything from gym memberships, bike stuff, home goods, clothes, groceries, and dining.

Normally Chinook Books are $22 but they’re available now (at least at the Issaquah Costco) for just $13.99. Saving money with the Chinook Book is a no-brainer since there’s a number of $5 off grocery coupons – if you go to the grocery stores listed in the book, you’ll always save more than the book cost. I always get three =).